Buy now, pay later!
This appeals to instant gratification desires, a dopamine reward programmed deep inside your mind – however, those who are wise are well aware that delayed gratification is the master of success.
I’ve fallen victim to this scheme (in the form of quick finance injections) multiple times – and there is long term consequences of these set-ups (provided you are as useless as my younger self and unable to maintain the repayments of said loans you are taking out).
“Hey bro can I burrow $50?”
It harrows me now for a grown man to ask me this question – granted, whilst I don’t know all the circumstances surrounding someone’s situation – I do know a useless finance manager when I see one – as I’ve been notorious in my family and friends group for this same act – quit the smokes, beers and spending all of your money on Redbulls and energy drinks if you’re living pay to pay.
So what is the alternative to seeking out these loans? It’s strange – for myself the more money I made – at first I would buy junk with my wages, new toys – new quick rewards that made me feel good in the moment. But now, years on – I find myself not necessarily needing anything – not because I have everything I’ve ever wanted (I don’t even have a car), but because whilst I might want these things, I’ve accepted deep down they won’t make me feel any better.
The flashy new clothes, cars and tools you want – they’re not going to grant you long term satisfaction. You will never feel complete for the things you own – although you may feel a sense of security and satisfaction from building up your bank account.
I choose to buy stocks, it grants me the perfect amount of feeling like I’m spending my money – it tickles the dopamine receptors of our primitive minds that enjoys the feeling of gambling.
If you haven’t tried it – I recommend spending your money on stocks, crypto or any other kind of investment you can get into for a relatively low cost of entry.
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